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Many undergraduate and graduate students participate in the federal work-study program to earn money to help pay their education expenses. To be eligible for a work study award, students must have financial need. The amount of a work-study award is determined by when a student applies for aid, the student's level of financial need, and the funding level at the school when the student applies.

Work study jobs can be on or off campus. A school's Financial Aid Office will have a list of available work study jobs. In most cases, students can get a job on-campus and often one related to their field of study. Working on-campus usually means working for the school – as cashiers, library attendants, computer lab assistants, campus tour guides, short-order cooks, administrative assistants, bus drivers, etc. Off-campus jobs are sometimes available with private, non-profit organizations or public agencies whose work is in the public interest.

In addition, many colleges sponsor student employment programs, which are independent of the Federal work-study program. Sometimes a student can still obtain on-campus employment through the school sponsored program even when he/she does not qualify for the federal program. A school's Financial Aid Office can provide information and guidance about school-sponsored employment programs.